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Thu March 18, 2010
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Should I Pay Points to Lower Interest Rate ?
Input Information
Loan Information
Amount :
($)
Interest Rate :
(%)
Interest Rate with Points :
(%)
Length :
(Yrs)
Additional Information
Points :
Your Savings Rate :
(%)
Show Schedule Table
Financial Analysis
Without Points
With Points
Amount Financed :
$250,000.00
$247,500.00
Monthly Principal and Interest :
$1,304.12
$1,203.11
Monthly Payment Savings :
$101.01
Points Value :
$2,500.00
Monthly Investment Savings :
$10.42
True Monthly Savings :
$90.60
Break Even :
2 Years 4 Months
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